lendingbuddies5000.com ("we," "our," "us") provides this Privacy Policy to describe how we collect, use, disclose, and protect Personal Information when you visit our website. We encourage you to read this Privacy Policy and to use it to help you make informed decisions. We revise this Privacy Policy from time to time to reflect changes to our business, Services, or applicable laws. If a revised version requires notice in accordance with applicable law, we will provide advance notice by posting on this page; otherwise, the revised Privacy Policy will be effective as of the published effective date.
This Policy has two parts so you can clearly see which rules apply to which data uses:
If information you submit relates to a financial-product request, GLBA controls even if the same identifiers also appear in other contexts.
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
| Reasons We Can Share | Do We Share? | Can You Limit? |
|---|---|---|
| For our everyday business purposes — to process your request, verify identity, prevent fraud, evaluate eligibility, and route/transmit your information to participating Lenders/Networks or Third-party Marketers | Yes | No |
| For our everyday business purposes — information about your creditworthiness | Yes | No |
| For our marketing purposes — to market our own websites and Services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes — information about transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes — information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | Yes | Yes* |
*Clarification about exception: When Lenders/Networks contact you about the credit you asked us to match you for, that disclosure occurs to effect, administer, or enforce your requested transaction and/or at your direction. It is not a "nonaffiliate marketing" share.
To Limit Our Sharing: Email [email protected] with subject "GLBA opt-out" and include your name, email, and phone number used on your request.
We share Sensitive Personal Information only with our Marketing Partners when necessary to assist you in finding a loan, when required by law, or with your explicit consent.
This notice is provided by lendingbuddies5000.com, the entity responsible for collecting and processing your personal information as you interact with our platform.
We employ industry-standard security measures, including:
However, no method of transmission over the Internet is 100% secure.
We collect your personal information when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies as permitted.
Scope. This Notice at Collection summarizes what personal information we collect at or before the point of collection, the purposes for which we use it, how long we retain it, and whether we sell or share it (as those terms are defined by applicable U.S. state privacy laws).
| Category | Examples | Sources | Purpose |
|---|---|---|---|
| Identifiers | Phone, email | From you on this site | Identification, to contact about offers from Marketing Partners, Communication |
| Internet / Network Activity | Cookies/pixels, pages viewed, referrers | Automatically via our systems | To create, manage, and optimize advertising audiences |
| Communications & Consent Records | TCPA/email consents, "Do Not Sell/Share", unsubscribe logs | Explicit form submit | To comply with applicable laws |
| Right | Description |
|---|---|
| Right to Know / Access | You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you. |
| Right to Delete | You can request that we delete personal information we have collected from you. |
| Right to Correct | You have the right to request that we correct any inaccurate personal information we maintain about you. |
| Right to Data Portability | You have the right to obtain and reuse your personal information for your own purposes. |
| Right to Opt-Out of Sale/Sharing | You may opt out of the sale or sharing of your personal information. |
| Right to Limit Use of Sensitive PI | You may request that we limit the use or disclosure of your sensitive personal information. |
| Right to Non-Discrimination | You have the right not to be discriminated against for exercising your privacy rights. |
| Right to Appeal | If we deny your request, you can appeal the decision. |
To request access, correction, or deletion of your personal information; or to limit use of sensitive PI, please email us at [email protected] and include your name. We may ask for your contact details to confirm your identity.
Our services are not intended for children under the age of 18. We do not knowingly collect, use, sell, or share the personal information of individuals under 16 years of age. If we learn that we have inadvertently collected personal information from a person under 16, we will delete that information as quickly as possible.
We retain personal information only as long as necessary to fulfill the purposes outlined in this policy, or as required by law.
We use cookies and similar tracking technologies for lawful purposes, including to track lead generation activities, remember your choices and preferences, improve your user experience, and analyze traffic to our Site. Certain Cookies are also used for security, fraud prevention, and to help us measure the effectiveness of our marketing.
Most browsers allow you to block, delete Cookies, and alert you when Cookies are being set.
For questions or concerns about our Privacy Policy and information practices, please contact us at [email protected].